The Maharashtra government’s new “One State, One Registration” scheme, launched in May 2025, is a landmark reform poised to transform the real estate landscape across the state. This progressive initiative allows citizens to register their property documents at any sub-registrar office in Maharashtra, regardless of the property’s location. For buyers, sellers, and real estate professionals—especially those dealing in 1 BHK flats, 2 BHK flats, 3 BHK flats, luxury flats, and sea facing flats in cities like Mumbai—this scheme is a long-awaited convenience.

In this detailed blog post by AS Realty, Mumbai’s trusted name in real estate, we’ll break down the benefits, registration process, and what this means for property buyers and sellers in 2025.

What is the “One State, One Registration” Scheme?

The “One State, One Registration” scheme is an initiative by the Department of Registration and Stamps, Government of Maharashtra. It enables the registration of property sale deeds, agreements, and other related documents at any sub-registrar office in the state, regardless of the property’s geographic location. So, for instance, if you’re buying a sea facing flat in Worli, you can now register your property in Pune or Nagpur—no need to visit the local registrar near the property.

Why This Scheme Matters in 2025

Maharashtra is India’s most urbanized and industrialized state. With major metros like Mumbai, Pune, Thane, and Nagpur, property transactions are frequent and voluminous. Until now, property buyers had to register documents at the registrar office within the property’s jurisdiction—leading to bottlenecks, long queues, and regional inefficiencies.

For buyers of 1 BHK flats in Mumbai or investors in luxury flats across Pune and Thane, this reform means one thing: freedom and flexibility.

Key Benefits of the One State, One Registration Scheme

1. Pan-State Accessibility

Whether you’re buying 2 BHK flats in Chembur, 3 BHK flats in Sion, or sea facing flats in Marine Drive, you can now register your property documents from any sub-registrar office across Maharashtra.

2. Convenience for Buyers and Sellers

Buyers of 1 BHK flats in Mira Road or luxury flats in South Mumbai no longer need to travel long distances. This reduces the time, cost, and hassle typically involved in the property registration process.

3. Boost to Digital India Initiatives

The scheme aligns with India’s push for digitization and faceless governance. All documentation can be verified using Aadhaar and PAN details, making it easier to complete the process online.

4. Reduction in Corruption and Middlemen Dependency

By centralizing and digitizing the registration process, the scope for fraud, bribery, and manipulation has significantly reduced. This is great news for people purchasing high-value luxury flats or sea facing apartments in Mumbai, where transaction amounts are substantial.

5. Boost to the Real Estate Sector

This reform boosts buyer confidence and reduces red tape—ultimately encouraging more people to invest in 1 BHK, 2 BHK, and 3 BHK flats in Mumbai and other cities. Developers, too, will benefit from faster turnarounds in documentation and sales.

The Registration Process: Step-by-Step Guide

AS Realty walks you through the updated property registration process under the new scheme:

Step 1: Document Preparation

Prepare the necessary documents, including:

  • Sale agreement or sale deed
  • Buyer and seller Aadhaar card copies
  • PAN cards
  • Property card or 7/12 extract
  • Tax receipts and NOCs (if applicable)

Step 2: E-Stepin Online System

Visit the official Maharashtra IGR portal: https://igrmaharashtra.gov.in.
Upload your documents, complete form entry, and book a time slot at any sub-registrar office across Maharashtra.

Step 3: E-Payment

Pay stamp duty and registration charges online. Charges vary depending on property location and market value—luxury flats or sea facing flats in Mumbai will attract higher duties.

Step 4: Biometric Verification

Visit the chosen sub-registrar office for biometric authentication and final submission. Some cities are piloting fully faceless digital registration, so this step may be online in the near future.

Step 5: Completion and e-Document Delivery

Once verified, the registered document is uploaded to the IGR system, and a digital copy is emailed to both parties.

What to Expect in 2025 and Beyond

1. Wider Adoption of Faceless Registration

As biometric and document verifications become more robust, completely remote property registration is expected soon. This is particularly attractive for NRI investors in luxury or sea facing flats in Mumbai.

2. Real-Time Document Tracking

Expect enhanced tracking tools, status updates via SMS, and push notifications to make the process more transparent.

3. Faster Property Sales Cycles

The real estate market, especially in Mumbai, will see shorter turnaround times for sales. Whether you’re buying a 1 BHK flat in Chembur or a 3 BHK sea facing apartment in Bandra, the end-to-end journey—from agreement to registration—will be significantly faster.

4. Greater Investment in Tier-2 Cities

As accessibility improves, more buyers will consider 2 BHK and 3 BHK flats in Navi Mumbai, Kalyan, or Thane. Developers may expand offerings beyond saturated zones.

Impact on Mumbai’s Flat Market: A Snapshot

For 1 BHK Flats:

In high-demand localities like Mira Road, Chembur, and Kandivali, the scheme simplifies ownership for first-time buyers and middle-income families.

For 2 BHK Flats:

These remain the sweet spot for growing families. With pan-state registration, buyers can now transact more efficiently, even if they live or work in different cities.

For 3 BHK Flats:

Premium buyers in areas like Matunga, Powai, and Wadala can complete their registration without being tied down by jurisdictional constraints.

For Sea Facing Flats:

Luxury buyers investing in Worli Sea Face, Juhu Beach, or Malabar Hill benefit from reduced hassle and more flexibility, especially for NRI or outstation clients.

For Luxury Flats:

High-end purchases involve complex documentation. With this scheme, the stress of jurisdiction-based roadblocks is eliminated, making luxury real estate investment smoother and safer.

AS Realty: Your Partner in Mumbai Real Estate

At AS Realty, we’re proud to guide our clients through these exciting changes in the property ecosystem. Whether you’re looking for:

  • 1 BHK flats in Mumbai
  • 2 BHK or 3 BHK flats in prime locations
  • Sea facing flats with panoramic views
  • High-end luxury flats in top Mumbai neighborhoods

—we ensure a seamless buying experience backed by trust, transparency, and tech-driven service.

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Final Thoughts

The One State, One Registration scheme is a bold step toward a more unified, user-friendly property transaction system in Maharashtra. With easier access, digitization, and transparency, it’s never been a better time to buy or sell 1 BHK, 2 BHK, 3 BHK, sea facing, or luxury flats in Mumbai.

If you’re planning your next real estate move, AS Realty is here to help you navigate the process—faster, smarter, and stress-free.